We know how important it is to keep your family healthy. You’ll find that our Individual & Family Plans offer you and your family quality coverage that’s affordable. You can sign up for our Individual & Family Plans even if you’re self-employed, between jobs, or unemployed. Take a look below and see what plan works best for you.
CCHP Jade provides comprehensive coverage with no annual deductible. This plan features $0 copays for preventive services, routine labs & x-rays, and a fixed copayment for most of the covered services. It is the right choice for individuals and families who utilize medical services regularly.
CCHP Copay 25 is a budget-minded plan. Many services have a $25 copay and there is no deductible. Prescription drugs and worldwide emergency services are also covered. It is our most popular plan for individuals and families who want to balance their health care needs and expenses.
CCHP Amber is a lower cost plan with low premium and lower deductible. It includes $0 copays for the first three Primary Care Physician visits, preventive services and health, wellness and education classes. This plan is a good choice for health-conscious individual and families.
The new CCHP ActiveChoice PPO is designed to help individuals and families enjoy affordable coverage and a choice of using certain out-of-network services.
There are four basic levels of coverage: Platinum, Gold, Silver and Bronze. You have the option to choose the plan that best meets your needs and those of your family. All plans include certain essential health benefits: doctor visits, hospital stays, emergency care, maternity care, children’s care, prescriptions, medical tests and mental health care. Financial help is available for those who qualify.
2016 Benefit Highlights
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* There are four tiers in the drug formulary. Tiers include the types of drugs that are covered. Please refer to your Evidence of Coverage and Disclosure Form for details.
|1||1) Most generic drugs and low cost preferred brands.|
|2||1) Non-preferred generic drugs or;|
|2) Preferred brand name drugs or;|
|3) Recommended by the plan's pharmaceutical and therapeutics (P&T) committee based on drug safety, efficacy and cost.|
||1) Non-preferred brand name drugs or;|
|2) Recommended by P&T committee based on drug safety, efficacy and cost or;|
|3) Generally have a preferred and often less costly therapeutic alternative at a lower tier.|
|1) Food and Drug Administration (FDA) or drug manufacturer limits distribution to specialty pharmacies or;|
|2) Self administration requires training, clinical monitoring or;|
|3) Drug was manufactured using biotechnology or;|
|4) Plan cost (net of rebates) is >$600.|