Use our Plan Comparison tool to find the right health plan for your business. Compare all our plans side-by-side and find the one best suits your needs.
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Comparing Plans
Plan Name
Services And Features
- Annual Deductible
- Out-Of-Pocket Limit On Expenses
- Lifetime Maximums
Professional Services
- Preventive Care | Screening | Immunization
- Primary Care Visit To Treat an Injury Or Illness
- Specialist Visit
- Prenatal And Preconception Visits
- Delivery And All Inpatient Services (Hospital Services)
- Delivery And All Inpatient Services (Professional Services)
Outpatient Services (Professional Services)
- Laboratory Tests
- X-Rays
- Imaging (Ct|Pet Scans, MRIs)
- Surgery - Facility Fee (E.G., Ambulatory Surgery Center)
- Physician|Surgeon Fees
Hospitalization Services
- Facility Fee(E.G., Hospital Room)
- Physician|Surgeon Fees
Emergency Health Coverage
- Emergency Room Services (waived if admitted)
- Professional Services (waived if admitted)
- Urgent Care Center
Prescription Drug Coverage
- Annual Prescription Deductible
- Tier 1: Generic Drugs (30-Day Supply)
- Tier 2: Preferred Brand Drugs (30-Day Supply)
- Tier 3: Non-Preferred Brand Drugs (30-Day Supply)
- Tier 4: Specialty Drugs (30-Day Supply)
Pediatric Vision And Dental (Ages 0-18)
- Eye Exam (1 Per Calendar Year)
- Eyewear (Frames) (1 Pair Per Calendar Year)
- Eyewear (Lenses) (1 Pair Per Calendar Year)
- Eyewear (Contact Lenses In Lieu Of Glasses)
- Dental
Footnotes
- (1)
- (2)
- (3)
Services And Features
Annual Deductible
Individual $ | Family $
Out-Of-Pocket Limit On Expenses
Individual $ | Family $
Lifetime Maximums
Professional Services
Preventive Care | Screening | Immunization
Primary Care Visit To Treat an Injury Or Illness
Specialist Visit
Prenatal And Preconception Visits
Delivery And All Inpatient Services (Hospital Services)
Delivery And All Inpatient Services (Professional Services)
Outpatient Services (Professional Services)
Laboratory Tests
X-Rays
Imaging (Ct|Pet Scans, MRIs)
Surgery - Facility Fee (E.G., Ambulatory Surgery Center)
Physician|Surgeon Fees
Hospitalization Services
Facility Fee(E.G., Hospital Room)
Physician|Surgeon Fees
Emergency Health Coverage
Emergency Room Services (waived if admitted)
Professional Services (waived if admitted)
Urgent Care Center
Prescription Drug Coverage
Annual Prescription Deductible
Individual $ | Family $
Tier 1: Generic Drugs (30-Day Supply)
Tier 2: Preferred Brand Drugs (30-Day Supply)
Tier 3: Non-Preferred Brand Drugs (30-Day Supply)
Tier 4: Specialty Drugs (30-Day Supply)
Pediatric Vision And Dental (Ages 0-18)
Eye Exam (1 Per Calendar Year)
Eyewear (Frames) (1 Pair Per Calendar Year)
Eyewear (Lenses) (1 Pair Per Calendar Year)
Eyewear (Contact Lenses In Lieu Of Glasses)
Dental
Footnotes
(1)
(2)
(3)
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Ruby 10 HMO Platinum
Deductible 
Deductible The amount you must spend for health care services before your health plan begins to pay. For example, if your deductible is $1000, your plan won’t pay anything until you’ve met your $1000 deductible for covered health care services. The deductible may not apply to all services.
$0 | $0
Out-of-Pocket Max Out-of-Pocket Max The most you/your family pay during a policy period (usually a year) before your health insurance or plan begins to pay 100% of the allowed amount, not including your premium.
$2500 | $5000
Wellness Visits : Not Subject To Copay
Prescription Deductible Prescription Deductible A fixed amount (for example, $15) you pay for a covered health care service like a doctor visit, usually when you receive the service. The amount can vary by the type of covered health care service.
$0 | $0
Ruby 20 HMO Platinum
Deductible Deductible The amount you must spend for health care services before your health plan begins to pay. For example, if your deductible is $1000, your plan won’t pay anything until you’ve met your $1000 deductible for covered health care services. The deductible may not apply to all services.
$0 | $0
Out-of-Pocket Max Out-of-Pocket Max The most you/your family pay during a policy period (usually a year) before your health insurance or plan begins to pay 100% of the allowed amount, not including your premium.
$2500 | $5000
Wellness Visits : Not Subject To Copay
Prescription Deductible Prescription Deductible A fixed amount (for example, $15) you pay for a covered health care service like a doctor visit, usually when you receive the service. The amount can vary by the type of covered health care service.
$0 | $0
Ruby 40 HMO Platinum
Deductible Deductible The amount you must spend for health care services before your health plan begins to pay. For example, if your deductible is $1000, your plan won’t pay anything until you’ve met your $1000 deductible for covered health care services. The deductible may not apply to all services.
$0 | $0
Out-of-Pocket Max Out-of-Pocket Max The most you/your family pay during a policy period (usually a year) before your health insurance or plan begins to pay 100% of the allowed amount, not including your premium.
$3000 | $6000
Wellness Visits : Not Subject To Copay
Prescription Deductible Prescription Deductible A fixed amount (for example, $15) you pay for a covered health care service like a doctor visit, usually when you receive the service. The amount can vary by the type of covered health care service.
$0 | $0
Platinum 90 HMO 0|15 + Child Dental
Deductible Deductible The amount you must spend for health care services before your health plan begins to pay. For example, if your deductible is $1000, your plan won’t pay anything until you’ve met your $1000 deductible for covered health care services. The deductible may not apply to all services.
$0 | $0
Out-of-Pocket Max Out-of-Pocket Max The most you/your family pay during a policy period (usually a year) before your health insurance or plan begins to pay 100% of the allowed amount, not including your premium.
$4500 | $9000
Wellness Visits : Not Subject To Copay
Prescription Deductible Prescription Deductible A fixed amount (for example, $15) you pay for a covered health care service like a doctor visit, usually when you receive the service. The amount can vary by the type of covered health care service.
$0 | $0
Opal 25 HMO Gold
Deductible Deductible The amount you must spend for health care services before your health plan begins to pay. For example, if your deductible is $1000, your plan won’t pay anything until you’ve met your $1000 deductible for covered health care services. The deductible may not apply to all services.
$2000 | $4000
Out-of-Pocket Max Out-of-Pocket Max The most you/your family pay during a policy period (usually a year) before your health insurance or plan begins to pay 100% of the allowed amount, not including your premium.
$5000 | $10000
Wellness Visits : Not Subject To Copay
Prescription Deductible Prescription Deductible A fixed amount (for example, $15) you pay for a covered health care service like a doctor visit, usually when you receive the service. The amount can vary by the type of covered health care service.
$250 | $500
Silver 70 HMO 2000|45 + Child Dental
Deductible Deductible The amount you must spend for health care services before your health plan begins to pay. For example, if your deductible is $1000, your plan won’t pay anything until you’ve met your $1000 deductible for covered health care services. The deductible may not apply to all services.
$2250 | $4500
Out-of-Pocket Max Out-of-Pocket Max The most you/your family pay during a policy period (usually a year) before your health insurance or plan begins to pay 100% of the allowed amount, not including your premium.
$8200 | $16400
Wellness Visits : Not Subject To Copay
Prescription Deductible Prescription Deductible A fixed amount (for example, $15) you pay for a covered health care service like a doctor visit, usually when you receive the service. The amount can vary by the type of covered health care service.
$300 | $600
Gold 80 HMO 0|30 + Child Dental
Deductible Deductible The amount you must spend for health care services before your health plan begins to pay. For example, if your deductible is $1000, your plan won’t pay anything until you’ve met your $1000 deductible for covered health care services. The deductible may not apply to all services.
$250 | $500
Out-of-Pocket Max Out-of-Pocket Max The most you/your family pay during a policy period (usually a year) before your health insurance or plan begins to pay 100% of the allowed amount, not including your premium.
$7800 | $15600
Wellness Visits : Not Subject To Copay
Prescription Deductible Prescription Deductible A fixed amount (for example, $15) you pay for a covered health care service like a doctor visit, usually when you receive the service. The amount can vary by the type of covered health care service.
$0 | $0
Opal 50 HMO Silver
Deductible Deductible The amount you must spend for health care services before your health plan begins to pay. For example, if your deductible is $1000, your plan won’t pay anything until you’ve met your $1000 deductible for covered health care services. The deductible may not apply to all services.
$3000 | $6000
Out-of-Pocket Max Out-of-Pocket Max The most you/your family pay during a policy period (usually a year) before your health insurance or plan begins to pay 100% of the allowed amount, not including your premium.
$7750 | $15500
Wellness Visits : Not Subject To Copay
Prescription Deductible Prescription Deductible A fixed amount (for example, $15) you pay for a covered health care service like a doctor visit, usually when you receive the service. The amount can vary by the type of covered health care service.
$300 | $600
Bronze 60 HMO 6300|75 + Child Dental
Deductible Deductible The amount you must spend for health care services before your health plan begins to pay. For example, if your deductible is $1000, your plan won’t pay anything until you’ve met your $1000 deductible for covered health care services. The deductible may not apply to all services.
$6300 | $12600
Out-of-Pocket Max Out-of-Pocket Max The most you/your family pay during a policy period (usually a year) before your health insurance or plan begins to pay 100% of the allowed amount, not including your premium.
$8200 | $16400
Wellness Visits : Not Subject To Copay
Prescription Deductible Prescription Deductible A fixed amount (for example, $15) you pay for a covered health care service like a doctor visit, usually when you receive the service. The amount can vary by the type of covered health care service.
$500 | $1000
Bronze 60 HDHP HMO 6000|40% + Child Dental
Deductible Deductible The amount you must spend for health care services before your health plan begins to pay. For example, if your deductible is $1000, your plan won’t pay anything until you’ve met your $1000 deductible for covered health care services. The deductible may not apply to all services.
$7000 | $14000
Out-of-Pocket Max Out-of-Pocket Max The most you/your family pay during a policy period (usually a year) before your health insurance or plan begins to pay 100% of the allowed amount, not including your premium.
$7000 | $14000
Wellness Visits : Not Subject To Copay
Prescription Deductible Prescription Deductible A fixed amount (for example, $15) you pay for a covered health care service like a doctor visit, usually when you receive the service. The amount can vary by the type of covered health care service.
$7000 | $14000
To see a complete list ofqualifying life events: