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Use our Plan Comparison tool to find the right health plan for your business. Compare all our plans side-by-side and find the one best suits your needs.

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Comparing   Plans

Plan Name

Services And Features

  • Annual Deductible
  • Out-Of-Pocket Limit On Expenses
  • Lifetime Maximums

Professional Services

  • Preventive Care | Screening | Immunization
  • Primary Care Visit To Treat an Injury Or Illness
  • Specialist Visit
  • Prenatal And Preconception Visits
  • Delivery And All Inpatient Services (Hospital Services)
  • Delivery And All Inpatient Services (Professional Services)

Outpatient Services (Professional Services)

  • Laboratory Tests
  • X-Rays
  • Imaging (Ct|Pet Scans, MRIs)
  • Surgery - Facility Fee (E.G., Ambulatory Surgery Center)
  • Physician|Surgeon Fees

Hospitalization Services

  • Facility Fee(E.G., Hospital Room)
  • Physician|Surgeon Fees

Emergency Health Coverage

  • Emergency Room Services (waived if admitted)
  • Professional Services (waived if admitted)
  • Urgent Care Center

Prescription Drug Coverage

  • Annual Prescription Deductible
  • Tier 1: Generic Drugs (30-Day Supply)
  • Tier 2: Preferred Brand Drugs (30-Day Supply)
  • Tier 3: Non-Preferred Brand Drugs (30-Day Supply)
  • Tier 4: Specialty Drugs (30-Day Supply)

Pediatric Vision And Dental (Ages 0-18)

  • Eye Exam (1 Per Calendar Year)
  • Eyewear (Frames) (1 Pair Per Calendar Year)
  • Eyewear (Lenses) (1 Pair Per Calendar Year)
  • Eyewear (Contact Lenses In Lieu Of Glasses)
  • Dental

Footnotes

  • (1)
  • (2)
  • (3)

Services And Features

Annual Deductible

Individual $ | Family $

Out-Of-Pocket Limit On Expenses

Individual $ | Family $

Lifetime Maximums

Professional Services

Preventive Care | Screening | Immunization

Primary Care Visit To Treat an Injury Or Illness

Specialist Visit

Prenatal And Preconception Visits

Delivery And All Inpatient Services (Hospital Services)

Delivery And All Inpatient Services (Professional Services)

Outpatient Services (Professional Services)

Laboratory Tests

X-Rays

Imaging (Ct|Pet Scans, MRIs)

Surgery - Facility Fee (E.G., Ambulatory Surgery Center)

Physician|Surgeon Fees

Hospitalization Services

Facility Fee(E.G., Hospital Room)

Physician|Surgeon Fees

Emergency Health Coverage

Emergency Room Services (waived if admitted)

Professional Services (waived if admitted)

Urgent Care Center

Prescription Drug Coverage

Annual Prescription Deductible

Individual $ | Family $

Tier 1: Generic Drugs (30-Day Supply)

Tier 2: Preferred Brand Drugs (30-Day Supply)

Tier 3: Non-Preferred Brand Drugs (30-Day Supply)

Tier 4: Specialty Drugs (30-Day Supply)

Pediatric Vision And Dental (Ages 0-18)

Eye Exam (1 Per Calendar Year)

Eyewear (Frames) (1 Pair Per Calendar Year)

Eyewear (Lenses) (1 Pair Per Calendar Year)

Eyewear (Contact Lenses In Lieu Of Glasses)

Dental

Footnotes

(1)

(2)

(3)

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Ruby 10 HMO Platinum

Deductible Deductible The amount you must spend for health care services before your health plan begins to pay. For example, if your deductible is $1000, your plan won’t pay anything until you’ve met your $1000 deductible for covered health care services. The deductible may not apply to all services.

$0 | $0

Out-of-Pocket Max Out-of-Pocket Max The most you/your family pay during a policy period (usually a year) before your health insurance or plan begins to pay 100% of the allowed amount, not including your premium.

$2500 | $5000

Wellness Visits : Not Subject To Copay

Prescription Deductible Prescription Deductible A fixed amount (for example, $15) you pay for a covered health care service like a doctor visit, usually when you receive the service. The amount can vary by the type of covered health care service.

$0 | $0

Ruby 20 HMO Platinum

Deductible Deductible The amount you must spend for health care services before your health plan begins to pay. For example, if your deductible is $1000, your plan won’t pay anything until you’ve met your $1000 deductible for covered health care services. The deductible may not apply to all services.

$0 | $0

Out-of-Pocket Max Out-of-Pocket Max The most you/your family pay during a policy period (usually a year) before your health insurance or plan begins to pay 100% of the allowed amount, not including your premium.

$2500 | $5000

Wellness Visits : Not Subject To Copay

Prescription Deductible Prescription Deductible A fixed amount (for example, $15) you pay for a covered health care service like a doctor visit, usually when you receive the service. The amount can vary by the type of covered health care service.

$0 | $0

Ruby 40 HMO Platinum

Deductible Deductible The amount you must spend for health care services before your health plan begins to pay. For example, if your deductible is $1000, your plan won’t pay anything until you’ve met your $1000 deductible for covered health care services. The deductible may not apply to all services.

$0 | $0

Out-of-Pocket Max Out-of-Pocket Max The most you/your family pay during a policy period (usually a year) before your health insurance or plan begins to pay 100% of the allowed amount, not including your premium.

$3000 | $6000

Wellness Visits : Not Subject To Copay

Prescription Deductible Prescription Deductible A fixed amount (for example, $15) you pay for a covered health care service like a doctor visit, usually when you receive the service. The amount can vary by the type of covered health care service.

$0 | $0

Platinum 90 HMO 0|15 + Child Dental

Deductible Deductible The amount you must spend for health care services before your health plan begins to pay. For example, if your deductible is $1000, your plan won’t pay anything until you’ve met your $1000 deductible for covered health care services. The deductible may not apply to all services.

$0 | $0

Out-of-Pocket Max Out-of-Pocket Max The most you/your family pay during a policy period (usually a year) before your health insurance or plan begins to pay 100% of the allowed amount, not including your premium.

$4500 | $9000

Wellness Visits : Not Subject To Copay

Prescription Deductible Prescription Deductible A fixed amount (for example, $15) you pay for a covered health care service like a doctor visit, usually when you receive the service. The amount can vary by the type of covered health care service.

$0 | $0

Opal 25 HMO Gold

Deductible Deductible The amount you must spend for health care services before your health plan begins to pay. For example, if your deductible is $1000, your plan won’t pay anything until you’ve met your $1000 deductible for covered health care services. The deductible may not apply to all services.

$2000 | $4000

Out-of-Pocket Max Out-of-Pocket Max The most you/your family pay during a policy period (usually a year) before your health insurance or plan begins to pay 100% of the allowed amount, not including your premium.

$5000 | $10000

Wellness Visits : Not Subject To Copay

Prescription Deductible Prescription Deductible A fixed amount (for example, $15) you pay for a covered health care service like a doctor visit, usually when you receive the service. The amount can vary by the type of covered health care service.

$250 | $500

Silver 70 HMO 2000|45 + Child Dental

Deductible Deductible The amount you must spend for health care services before your health plan begins to pay. For example, if your deductible is $1000, your plan won’t pay anything until you’ve met your $1000 deductible for covered health care services. The deductible may not apply to all services.

$2250 | $4500

Out-of-Pocket Max Out-of-Pocket Max The most you/your family pay during a policy period (usually a year) before your health insurance or plan begins to pay 100% of the allowed amount, not including your premium.

$8200 | $16400

Wellness Visits : Not Subject To Copay

Prescription Deductible Prescription Deductible A fixed amount (for example, $15) you pay for a covered health care service like a doctor visit, usually when you receive the service. The amount can vary by the type of covered health care service.

$300 | $600

Gold 80 HMO 0|30 + Child Dental

Deductible Deductible The amount you must spend for health care services before your health plan begins to pay. For example, if your deductible is $1000, your plan won’t pay anything until you’ve met your $1000 deductible for covered health care services. The deductible may not apply to all services.

$250 | $500

Out-of-Pocket Max Out-of-Pocket Max The most you/your family pay during a policy period (usually a year) before your health insurance or plan begins to pay 100% of the allowed amount, not including your premium.

$7800 | $15600

Wellness Visits : Not Subject To Copay

Prescription Deductible Prescription Deductible A fixed amount (for example, $15) you pay for a covered health care service like a doctor visit, usually when you receive the service. The amount can vary by the type of covered health care service.

$0 | $0

Opal 50 HMO Silver

Deductible Deductible The amount you must spend for health care services before your health plan begins to pay. For example, if your deductible is $1000, your plan won’t pay anything until you’ve met your $1000 deductible for covered health care services. The deductible may not apply to all services.

$3000 | $6000

Out-of-Pocket Max Out-of-Pocket Max The most you/your family pay during a policy period (usually a year) before your health insurance or plan begins to pay 100% of the allowed amount, not including your premium.

$7750 | $15500

Wellness Visits : Not Subject To Copay

Prescription Deductible Prescription Deductible A fixed amount (for example, $15) you pay for a covered health care service like a doctor visit, usually when you receive the service. The amount can vary by the type of covered health care service.

$300 | $600

Bronze 60 HMO 6300|75 + Child Dental

Deductible Deductible The amount you must spend for health care services before your health plan begins to pay. For example, if your deductible is $1000, your plan won’t pay anything until you’ve met your $1000 deductible for covered health care services. The deductible may not apply to all services.

$6300 | $12600

Out-of-Pocket Max Out-of-Pocket Max The most you/your family pay during a policy period (usually a year) before your health insurance or plan begins to pay 100% of the allowed amount, not including your premium.

$8200 | $16400

Wellness Visits : Not Subject To Copay

Prescription Deductible Prescription Deductible A fixed amount (for example, $15) you pay for a covered health care service like a doctor visit, usually when you receive the service. The amount can vary by the type of covered health care service.

$500 | $1000

Bronze 60 HDHP HMO 6000|40% + Child Dental

Deductible Deductible The amount you must spend for health care services before your health plan begins to pay. For example, if your deductible is $1000, your plan won’t pay anything until you’ve met your $1000 deductible for covered health care services. The deductible may not apply to all services.

$7000 | $14000

Out-of-Pocket Max Out-of-Pocket Max The most you/your family pay during a policy period (usually a year) before your health insurance or plan begins to pay 100% of the allowed amount, not including your premium.

$7000 | $14000

Wellness Visits : Not Subject To Copay

Prescription Deductible Prescription Deductible A fixed amount (for example, $15) you pay for a covered health care service like a doctor visit, usually when you receive the service. The amount can vary by the type of covered health care service.

$7000 | $14000

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